A survey on recent developments of a specific area in transaction Essay

A survey on recent developments of a specific area in transaction processing - Essay Example The last type of transaction normally reads the information transmitted to the client after a request has been made by the client and the same client update the information and the update is then transmitted to the server for processing. Over the years, techniques have been developed to resolve issues in security, speed and integrity. This would include client-server computing, object-oriented computing, relational database management systems (Myerson, 2002). Over the years several ways of accessing information have been developed as well. Work stations of the oldest mainframe to the current ipads or even mobile phones that enable the clients to access information and data anywhere anytime the way data is accessed have been progressing as well. Clients are generally the users accessing or requesting access to information with the use of devices such as mobile phones and other computing equipment. Keeping expediency and efficiency in mind Clients now-a-days are always on the go, accessing information along the way or even while in transit to another location to perform their job function. These types of client behavior will be the focus of this paper and the study of the various ways or techniques in accessing information that is needed in their job.... Dunham, Helal and Balakrishnan in particular the Kangaroo Model (Dunham, Helal, & Balakrishnan, 1997) and its derivatives will not only expose the integrity of the data it could also increase the computing power requirement from the server side because of the number of active transactions or sessions (JT) created by the single data request as the client moves from one place to another within the sphere of the Network. According to the Kangaroo model as described, the termination of each of the Joey Transaction or JT is dependent on the termination of the last JT. If however the JT somehow failed to terminate for one reason or another that would include loss of power, loss of signal. The Joey Transactions will be open occupying precious resources of the server. The solution to the mobile transaction process described in the paper may have been a viable option at the time of its writing. However, newer technology as well as better solutions has been proven to work as effectively to add ress the mobile computing challenge. The advent of the internet protocol has made streaming transaction possible using mobile devices in any bandwidth and in any type of network SLA (Service Level Agreement – efficiency) or even QoS (Quality of Service). Over the years strategies or concepts have emerged to augment if not enhance the computing experience using the Internet Protocol which would include: Client-Server A more prudent solution would be the client-server model (Kanter, 1997) wherein, client based transactions are done at the client side and the server’s would just be delegated to providing server management and data record access from the database. The client-server model will also limit the role of the network system to data transmission during requests from the client

A framework for knowledge based educational decision support system Literature review

A framework for knowledge based educational decision support system - Literature review Example In the modern world of technological development and growing need of easy maintenance of data Knowledge base system are in huge demand. The systems based on Knowledge base are known as Knowledge base system.It mainly comprises of storing, organizing and the retrieval of data in an efficient way. This gives an insight of the relations, patterns and the principles behind certain decisions taken in a practical manner through proper understanding. This system can also be applied in Educational Decision Support System (EDSS) for an easy decision taking procedure in the educational institute and normalizing the procedure for management of institutional admissions. Background of knowledge based educational decision support system Knowledge based decision support system is mainly concerned with taking decision in critical situation which are mainly done by skilled personnel on a specific domain. The success of such a system is mainly dependent on the knowledge it comprises of in the system w hich can generalize the variation in the decision of the management through a computerized way provided on time (CEBE, 2006, p. 1). But as stated by the author it is not about taking decision for the user rather it is just providing access to the database of information which will help the user in taking decision regarding an issue which might arise in the process. In educational institutes the process of admission is a difficult task for the management to handle due to the variation in the educational backgrounds of the students applying for different courses of the institutes and abiding by the policies of the institution, the management not always takes the right decision in the selection process resulting in the difficulty in managing the enrollment process for the higher education. This gave rise to the requirement of the relational database management system of the educational statistics of different universities, campuses, schools; faculty members etc. under a centralized dat abase for an easy access to the entire information at one place and establish a department of statistics for the planning process. To achieve an effective decision making process the personnel need to understand the basics of the process and past experience on same type of situation is an important tool for an efficient and feasible outcome of the problems (Pheng, 2005, p. 2). Need of educational decision support system The admission procedures of different countries in the word are not the same way everywhere. These variations in the admission procedure give rise to the need of standardization of the process to help students for a proper evaluation and understanding of their knowledge and skills. There are various problems which arise due to these variations resulting in the need of an efficient educational decision support system (EDSS). These differences can be described as follows- The huge demand in higher education in this modern world needs a proper implementation process for the specific major subject selection for the students according to their merits and credibility. The social impact of the family plays a vital role in the selection process of the students but proper selection is required based on merits rather than influence from family. The evaluation process of students in several countries like Saudi Arabia adds an extra overhead for the students and they lose unnecessarily one year in their career for the selection process in their eligible courses. The government and the private university difference in selecting the major based on the financial capabilities need a process of standardization of the whole system. According to UNESCO, various countries like Saudi Arabia are facing challenges from the growing need of improving the quality and

The American Exceptionalism Development Essay Example for Free

The American Exceptionalism Development Essay Since the begining of the founding of the English colonies, This land we now call America has always been looked upon as the promise land and land of opportunites. having the image of exceptionalism has been a great part of U.S history. from the founding of the English Colonies, throuhgh 1877, The American Identity was the image of _______________________________________ . Although many changes in ruling, laws, and roles happened during this period, American’s were still able to reach the expectiations they had since the beginning of their time. The United states started off as colonies in the 1600’s. When John Winthrope founded the colony of Massachusetts bay, he as a leader wanted to bring together a society of moral codes in reference to the bible. He gave the NOTION that New England was looked upon as a â€Å"city upon a hill† which was to mean that more American’s began to see themseves as exemplary and a model to the rest of the world. The American ideal at this period of time was to be seen as a model based on religion. â€Å"let us choose life, that we and our seed may live by obeying His voice and cleaving to h/im, for He is out life, and our prosperity.† (Winthrope, 1630) This helps understand that American’s were living based on God and obeying â€Å"Him†. As more time passed and more settlers arrive to the new land, the first colonial constitution came to action in 1639, known as The Fundamental Orders. This constituion paved the way for self-government and democratic freedom in the North American Colonies. If the idea of self-government never came to mind, American’s wouldn’t have been able to create laws against england and create laws and government to benefit the Americans. which soon lead to the freeing of power from BRITAIN, in having said that, would expand the ideals of the American Exceptionalism. In 1677, a charter for the separation of church and state was created, guaranteeing separation of church and state in the American colonies bringing the Americans closer to freedom. Blacks, however, did not recieve these rights, they soon at this time began introducing slavery. Women also had been looked down on simply because they are weak. By the 1700’s The coloies had begun to shape. Charters, Acts and laws have been established, more rights were given, but of course, Slaves were excluded. In 1738, the Great Awakening had begun to take full swing reshaping religious policies, and by 1763, the road to independence from Britan had begun. The Boston Massacre and The Boston Tea Party were two great events that showed how Americans began to push their way through and to fight for their independence. As American’s get closer to their independence, Women begin to GROW with ENTHUSIASM and curiosity about their rights. Right before the declaration of Independence of the Thirteen Colonies, Abigail Adams had written to John Adams about the â€Å"New code of laws† and how she wished, they be more considerate to the women and their rights. Abigail also threatens that â€Å"If particular care and attention is not paid to the ladies, we are determined to foment a rebellion and willl not hold ourselves bound by any laws in which we have no voice or representation.† (Adams 1776) This is a bold statement proves of another identity that America has: Women had no voice, nor representation in anything. From the 1600’s to the late 1700’s, America still has not changed in accordance to who is included in having rights; women always had the image of staying home and caring for housework and children, and slaves never had rights. A little after the personal corres pondence between Abigail and John, the Colonies finally gained their independence from Britain. Although the Declaration of lndependence, which was established July 4, 1776, did declare independence from Britain, this declaration also states laws to prevent something like the ruling of Britain happen again. In the declaration of independence it is stated that â€Å"We hold these Truths to be self-evident, that all Men are created equal, that they are endowed by their creator with certain unalienable Rights, that among these are life, liberty, and the pursuit of happiness† (Jefferson 1776) At the time, the words â€Å"All men are created equal† was not clarified unto who was created equal, did they mean all humans, or all males? The meaning behind â€Å"men† in that time period was meant for white men, or men who would vote, and had a voice and represintation. In this new ideal of America, many groups of people were excluded, such of those would again be women, and blacks. In 1783, however, Slaves do get their freedom if they served in the continental army. In 1801, when Thomas Jefferson gives out his first inaugural address In the Inaugural Address, he points to common underlying principles and a loyalty that transcends partisanship. He praised a minimal federal government, and avowed a federalism affirming â€Å"State governments in all their rights† as a shield against â€Å"antirepublican tendencies†. (Jefferson 1801) By this time, Jefferson is attempting to better the country by speaking out about what should be done, he tries to bring back the identity of being a model to the rest of the world. Not long after, in 1839, John L. O’Sullivan also points out America and it’s destination to better deeds on Manifest Destiny. Sullivan tells about the principles as a country that we are and how we are â€Å"the nstion of progress, of individual freedom, of universal enfranchisement.† (Sullivan 1839) When Sullivan speaks of America, he does include everyone as a whole. During this time period, this was the period of renewing, and revival in the United States. Because of this Manifest Destiny, many new opportunities were open to the people and many changes were made in the government, along with slavery. During this period of â€Å"renewing and revival† Women finally make an early move in women’s rights. Elizabeth Cady Stanton paired up with Lucrettia Mott, and wrote the Declaration of Sentiments in 1848. Stanton models directly on the declaration of Independence; it identified male patriarchy as the source of women’s oppression and demanded the vote for women as a sacred and inalienable right of republican citizenship. In the Declaration of Sentiments Stanton rewrites the declaration of independence with one of the tweaks being â€Å"We hold these truths to be self-evident; that all mem and women are created equal†(Stanton 1848) This reminds us of how American’s have gotten carried away from including everyone, now to just certain groups. During the 1800’s not only do women start movements, but blacks also begin to get some freedom as soon states begin to illigalize slavery and prohibit it. During the civil war, Abraham Lincoln gives out his gettysburg speech adress in 1863 and brings to attention the strive and perserverance these men have given to the w ar. †Fourscore and seven years ago our fathers broughtt forth on this continent a new nation, conceived in liberty and dedicated to the proposition that all men are created equal.† (Lincoln 1863) He highlighted the fact that liberty and equality were the core components for the emancipation of America. Lincoln urged the common man and politician to consider the lives lost in the attempt to save the nation from colonization, and pay tribute to the unsung heroes. He emphasized on the fact that the Gettysburg Address may be forgotten in time, but not the soldiers who willingly laid down their lives. By 1877, much has changed and been accomplished. moe states abolish slavery, and blacks finally have some rights in the Constitution, and representation in congress. Women still fought to get their voice and Congress now had control of the states rather than have another country take over. looking through the history that American’s went through from founding colonies to staying united as a whole, American’s managed to live up to those standards and ideals that they set for themselves in the beginning. although there were troubles throughout the years in including and excluding certain people, American’s strived through in still becoming exceptional and trying to include everyone in the country. Bibliography Adams, Abigail and John. Personal Correspondence. March-May, 1776. Cady Stanton, Elizabeth. Declaration of Sentiments. Seneca Falls, N.Y.: July 19th and 20th, 1848. Jefferson, Thomas. The Declaration of Independence of the Thirteen Colonies. 1776. Jefferson, Thomas. First Inaugural Address. Washington, D.C., 1801. Lincoln, Abraham. The Gettysburg Address. Gettysburg, Pennsylvania, 19 November 1863. L.O’Sullivan, John. On Manifest Destiny. 1839. Winthrope,John. The Modell of a Christian Charity. 1630.

The Watergate Scandal :: President Richard Nixon

Watergate Scandal Watergate was a designation of a major U.S. scandal that began with the burglary and wiretapping of the Democratic party's headquarters, later engulfed President Richard M. Nixon and many of his supporters in a variety of illegal acts and culminated in the first resignation of a U.S. president.   Ã‚  Ã‚  Ã‚  Ã‚  The burglary was committed on June 17, 1972, by five men who were caught in the offices of the Democratic National Committee at the Watergate apartment and office complex in Washington D.C. Their arrest eventually uncovered a White House-sponsered plan of espionage against political opponents and a trail of complicity that led to many of the highest officials in the land, including former U.S. Attorney General John Mitchell, White House Counsel John Dean, White House Chief of Staff H.R. Haldeman, White House Special Assistant on Domestic Affairs John Ehrlichman, and President Nixon himself. On April 30, 1973, nearly a year after the burglary and arrest and following a grand jury investigation of the burglary, Nixon accepted the resignation of Haldeman and Ehrlichman and announced the dismissal of Dean U.S. Attorney General Richard Kleindienst resigned as well. The new attorney general, Elliot Richardson, appointed a special prosecutor, Harvard Law School profesor Archibald Cox, to conduct a full-scale investigation of the Watergate break-in. In May of 1973, the Senate Select Committee on Presidential Activities opened hearings, with Senator Sam Ervin of North Carolina as chairman. A series of startling revelations followed. Dean testified that Mitchell had ordered the break-in and that a major attempt was under way to hide White House involvement. He claimed that the president had authorized payments to the burglars to keep them quiet. The Nixon administration immediately denied this assertion.   Ã‚  Ã‚  Ã‚  Ã‚  The testimony of White House aide Alexander Butterfield unlocked the entire investigation pertaining to White House tapes. On July 16, 1973, Butterfield told the committee, on nationwide television, that Nixon had ordered a taping system installed in the White House to automatically record all conversations; what the president said and when he said it could be verified. Cox immediately subpoened eight revelant tapes to confirm Dean's testimony. Nixon refused to release the tapes, claiming they were vital to the national security. U.S. District Court Judge Johm Sirica ruled that Nixon must give the tapes to Cox, and an appeals court upheld the decision. Yet, Nixon held firm. He refused to turn over the tapes and, on Saturday, October 20, 1973, ordered Richardson to dismiss Cox. Richardson refused and resigned instead, as did Deputy Attorney General William Ruckelshaus. Finally, the solicitor general discharged Cox.   Ã‚  Ã‚  Ã‚  Ã‚  A storm of public protest resulted fron this â€Å"Saturday night massacre.† In response, Nixon appointed another special prosecutor, Leon Jaworski, a Texas

Comparison of Religions: Judaism versus Christianity Essay

There are several differences between Judaism and Christianity and some of these are the following: First of all, when it comes to what is technically referred to as their corresponding â€Å"religious texts†, followers of Judaism utilize â€Å"Tanakh† or the â€Å"Jewish Bible† while devotees of Christianity make use of the â€Å"Old Testament†, as well as, the â€Å"New Testament† (The Differences between Judaism and Christianity n. p. ). Second, in terms of other written forms which are considered â€Å"authority†, followers of Judaism believe in the â€Å"Talmud†, as well as, â€Å"halakhah† (The Differences between Judaism and Christianity n. p. ). On the other hand, devotees of Christianity pay respect to documents authored by â€Å"priests, church councils, ecumenical creeds, papal decrees, as well as, the canon law† (Comparison of Christianity and Judaism n. a. ). Third, followers of Judaism consider God’s nature as â€Å"one substance, one person† (Comparison of Christianity and Judaism n. a. ). Comparing this to what the devotees of Christianity which sees the nature of God as having only â€Å"one substance but three persons† (Comparison of Christianity and Judaism n. a. ). Fourth, Judaism’ followers see Jesus as a â€Å"false prophet† while Christian devotees consider him as the â€Å"only Son of God who saved the whole world† (Comparison of Christianity and Judaism n.a. ). Last but not least, followers of Judaism never believed in the â€Å"resurrection of Jesus† as well as, â€Å"his second coming† while devotees of Christianity believe otherwise (Comparison of Christianity and Judaism n. a. ). Works Cited Comparison of Christianity and Judaism. 2008. n. a. 15 April 2008. http://www. religionfacts. com/christianity/charts/christianity_judaism. htm The Differences between Judaism and Christianity. n. d. n. a. 15 April 2008. http://www. convert. org/differ. htm

The Times Of The Great Depression - Free Essay Example

Sample details Pages: 3 Words: 771 Downloads: 9 Date added: 2019/05/14 Category History Essay Level High school Topics: Great Depression Essay Did you like this example? From 1929 to 1939 the stock market had crashed sending the United States into a state of crisis known as The Great Depression. Along with the stock market, the economy had went to the lowest it could be which caused many families to starve and live on the streets. The questions that are not that commonly answered are: what happened in Tennessee to help solve the issue? What did the government help do during the USs time of need, or how did Tennesseans keep positive during these times? In order to answer these questions we must first understand what had happened in Tennessee during the Great Depression. Don’t waste time! Our writers will create an original "The Times Of The Great Depression" essay for you Create order Understanding this highly important in order to know why the changes that were made were important and are still important to this day. Now, what happened during the Great Depression that need to be fixed. There were many different events that had made life harder than it already was, some caused by the United States government. The first thing to effect Tennessee was the collapse of Caldwell and Company, which was Tennessees largest bank. Shortly after the collapsing of Caldwell and Company many smaller banks and institutions had collapsed due to being funded mostly by Caldwell and Company. This collapsion had caused Tennessee to lose over seven million dollars. Not only were the banks heavily affected, but the depression had also affected both urban and rural areas of Tennessee causing the most hardships on farmers. Farmers had to deal with a crashed economy and increase tax, fortunately Tennessee wasnt touched by the Dust Bowl which devastated crops and homes of those in its range. Needless to say, but Tennessee needed help, and fast. However, this would cause something to happen that has never happened to Tenness ee. During this desperate time people were highly discourage from poverty and famine and an uncertain future. Around this time something new would make an appearance to help ease the minds of those in the south, and that is country music along with jazz. The entire nation also got to enjoy the first dialogue films, which at the time were referred as talkies. These shows did more than help ease peoples minds with laughter, they even helped the economy since they all werent free. The first of them was a show called Modern Times, the show had shined a comic light on everyday struggles that factory workers had to go through. Though minor, but this show had allowed them to laugh at their struggles. These small things have helped the citizens of Tennessee get through the dark times of the Great Depression, and made most people believe that Tennessee could get through The Depression. What was happening around the nation, and how did it aid Tennessee? In 1933, four years after this had started, Franklin Delano Roosevelt had begun his presidential campaign. Roosevelt had promised a new set of laws that would get all of America out of poverty and restore the economy to a new glory. These laws would better welfare for farmers, factory workers, and other poverty stricken demographics. There are five acts that had the most notable effect: Reforestation Relief Act (RRA), The Federal Emergency Relief Act , The Tennessee Valley Authority Act (TVA), The Glass-Steagall Act (GSA), and the Emergency Relief Appropriation Act (ERA). Both the RRA and The Federal Emergency Relief Act and the ERA had provided jobs to many young men, the RRA is more community work while The Federal Emergency Relief Act is more government based and the ERA had focussed on more government buildings. The TVA act had started to use the power from the rivers that powered most parts of Tennessee and even small parts of surrounding states. The GSA was originally titled the Banking Act of 1933 has refined the responsibilities of both commercial banks and investment banks and acted as an emergency financial response. The biggest help for Tennessee leaving the Great Depression was, weirdly enough, the arrival of world war two (WWII). Goods such as cotton, wheat, and aluminium were highly sought for, and all three are a giant part of Tennessees economy. There are many ways that Tennessee had been impacted during this depressing time, all of which had a greater impact on all of the United States. Tennessee had affected how people kept cheer, jobs and even how the government had impacted Tennessee. These methods that had been asked and answered had helped everyone during The Great Depression and even the future. On a personal note, I had learned a lot doing research for this essay, and hopefully this has answered the smaller, minor questions that not many people ask.

The Importance Of The Internet To Enhance Banking - Free Essay Example

Sample details Pages: 11 Words: 3406 Downloads: 10 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? To evaluate the importance of Internet to enhance the todayà ¢Ã¢â€š ¬Ã¢â€ž ¢s banking in order to create and deliver value for the customers. Provisional Working Title: The Internet usage has increased in the current generation due to the change in the astounding rates with the advancements in the technology. The studies carrying out ion the impact of the technological advancements have revealed that the technology has been impringed in all aspects of the common peopleà ¢Ã¢â€š ¬Ã¢â€ž ¢s life. The electronically handling capability for all the complicated works are increased in this situation. The Internet is treated as the global trend which can reduce the time and distance to perform the important transactions. The change emerged to the internet banking from the conventional banking is termed to be leap transformation. The banking sector in the current days is able to provide with the novel services to the consumers through effective exploitation of the internet. This has given the advantages in two folds that are for bank as well as for the customers. The banks have emerged in to hi tech service providers and to develop the services to elim inate the banking concerns with better focus on the needs and requirements of clients. The current banking sector is implementing novel technologies and expertises to make the complication and concerns of original banking plan to much easier and easily accessible by the consumers. The commencement of the electronic banking initiated with the ATMs. And at present the trend has emerged to carry out the transactions through mobile phone, through internet, direct bill payment, electronic fund transfer and the I banking. The augmentation in the E commerce and the utilization of the internet banking has been supporting the transactions in the banking with better security options with confidentiality in transaction has led to the importance of Internet banking in the current day. Thus the current project is aimed carry out a thorough study on the concept of Internet and the applicability of the same in the highly service oriented sector like banking. Thus the project is able to reveal the benefits that will improve the customer loyalty which is very much necessary in the banking sector further the project will explain the extent of applicability of internet in banking sector. Thus the importance of internet in the current banking sector is analyzed through this. For this study both qualitative approach and the qualitative approach (or primary research) and the secondary research such as Literature review in order to accomplish the study. Don’t waste time! Our writers will create an original "The Importance Of The Internet To Enhance Banking" essay for you Create order Aims and the Objectives: In order to accomplish the theme of the project, the researcher has framed several aims and objectives. Aim: The main aim of the project is to determine the importance of the internet in the todayà ¢Ã¢â€š ¬Ã¢â€ž ¢s banking sector. In order to accomplish this aim the following objectives are framed that should be met: To analyze the concept of the conventional banking sector To evaluate the major issues and concerns of conventional banking sector through literature review. The conduct the primary study to evaluate the importance of internet in todayà ¢Ã¢â€š ¬Ã¢â€ž ¢s banking To carry out analysis to assess the benefits of internet for banking. To recommend viable suggestions to improve the customer loyalty through the internet in banking sector. Preliminary literature review: The literature review describes the theories and the models from various sources such as books, articles, white papers, web references, journals etc that will be able to reply the research queries. The internet has now become the universal exploitation in day to day life. Banking being a highly service oriented sector has to grow further as the competence is augmenting and only quality work will increase the growth. Conventional banking sector: [Mabid Ali Al-Jarhi and Munawar Iqbal] For every developing financial system, banking system is considered as one of the important characteristics. An efficient banking system helps to improve the society. The conventional banking system provides different functions. The transfer of assets from those who have surplus to those that require extra assets to run their various business activities is facilitated by banking. The conventional banking is based on the principle of à ¢Ã¢â€š ¬Ã…“the more you have, the more you getà ¢Ã¢â€š ¬?. The conventional banking is based upon the security, and makes all efforts to recover the money. [Naveed Azeem Khattak] Unless a specific exception is made on a default loan, the charge interest does not stop in conventional banking. Depending on the length of loan period, the interest is charged. The risks are eliminated in the conventional banking during the transactions. In conventional banking sector legal responsibility is not taken by the banks during the transaction with the customer. In the conventional banking, interest on the capital amount is charged based on the time value. Even if the organization suffers losses, the interest is charged by the banking system and there is no concept of sharing the losses. No agreement is made while distributing working capital finance, cash finance and the running finance for the exchange of goods and services. The conventional banking is a time consuming process. To process a simple transaction like clearing a cheque it takes several hours. This problem is avoided by the internet banking. The transactions done through the internet banking consumes very less time and makes the banking convenient and faster. Major Issues and Concerns of Conventional Banking: [Dr. Kashif-Ur-Rehman] the major issue in the conventional banking is the online transactions are not possible. The conventional banking is a time consuming process. To process a simple transaction like clearing a cheque it takes several hours. Here the administrator has a lot of work and the efforts required are more. The conventional banking consumes a lot of time since the banking activities should be performed at the particular bank branches. The conventional banking makes the financial transactions slower. The customers do not get satisfied by the conventional banking systems since the transactions are done at a slower rate. The customers can perform the bank activities, payments of bills and many other services of bank only during the bank timings. Unless a specific exception is made on a non-payment loan, the charge on interest does not stop in conventional banking. In conventional banking sector legal responsibility is not taken by the banks during the transaction with the customer. The e banking service which makes the transactions faster and simpler cannot be provided by the conventional banking system. The major issues in the conventional banking approaches are the more waiting time for the exploitation of services, complicated process, issues in bouncing of the checks and other credit transactions, unavailability of full data of clients bother personal and transaction details, no process to check the account details in between, more costs of transaction in the view of consumer. The issues are also faced by the banks due to lack of technology such as complicated process execution, more costs of process, no insight about the consumers, and lesser availability of skilled employees, more chance for frauds, lower growth rate, lower retention and loyalty of consumers. The major drawback of the conventional or usual banking is that there is no chance for the development and implementation of the innovative products and services to attract customers. Importance of internet in banking: [Olga Tartu 2003] The banking offered to the users which includes the services such as enquiry about the balance in their financial statement, about account dealings, account statement, payments of bills and many other services of bank is termed as Internet in Banking. Internet in the banking enables the consumers to manage their savings and save their time. The internet banking requires the active bank account with the balance in it for the transactions, credit card or debit card number, bank account number, internet banking PIN number and a pc with internet connection. The e-banking i.e. electronic banking is provided by the internet banking which allows the customers to carry out the banking activities online. Accessing of any information regarding account and transactions can be done by the internet banking at any time of the day. The customers of the bank can appeal permission and can execute banking activities through computer, television or cell phone. The financial transac tion can be done through the e-banking; the e-banking can be defined as the electronic connection between the user and the manager of the bank. The internet in banking provides many services like online dealings and it allows them to control their financial accounts at any time. The internet in banking permits the clients to perform all the activities using a secured website that is managed by the banks. Benefits of internet for banking: Few benefits of the internet for providing the banking services lie in its cost effectiveness, transactional service as well as information of consumers can be exploited by employing internet, 360 degree insight, lesser waiting time, reduced time for transactions and usage of services, reduced distance, reliability and better user interface etc. [Suganthi, B., Balachandran, G. (2001)] The various benefits provided by the internet banking are as follows: The people can access their personal business account information online. By the internet banking the services offered by the different banks can be compared. It allows online applying and buying the financial products. The main advantage provided by the internet banking is that it is cost effective. By the use of internet banking, the administrator work gets significantly reduced. The internet banking makes the financial transactions faster, and provides flexibility in performing financial transactions. The ti me require for processing the transactions of bank is reduced by the internet banking. Accessing of any information regarding account and transactions can be done by the internet banking at any time of the day. No need to visit the bank for applying loan, it can be done online through the internet banking. The services provided by the internet banking have made banking much easier and faster for the customers as well as bankers. The internet banking permits the clients to perform all the activities using a secured website that is managed by the banks. 24 hours service is available through the internet banking. Recommendations to improve the customer loyalty through the internet in banking sector: [Kotler and keller, 2006] The internet banking has provided many advantages to the customers. Understanding the customer needs is an important factor to be considered. The customers are able to access more information and wide range of services through the internet banking. Since the internet banking reduces the time required to access the accounts, the customers are satisfied and resulted in the increased loyalty. The success of any business depends on the customer satisfaction. The service quality is the important factor in achieving the satisfaction of customer. The major issue in the internet banking is the security. The privacy of the customer, the danger of getting hacked by the hackers and the issues relating to the banking activities are the main issues that occur in the internet banking. These issues in the internet banking can be reduced by the proper planning. The banks should make their customers to believe that the services provided by that bank are secured. The websit e through which the online transactions are performed should be managed and controlled properly. Since the internet does not provide the secured means of communication, the proper measures are to be taken while designing the website. When the user gives the personal information like the credit card number or the account number, privacy issue arises. The internet does not provide privacy for the userà ¢Ã¢â€š ¬Ã¢â€ž ¢s information that is being shared through the emails. The various services that are offered by the internet like social networking sites, email facilities, online shopping and also browsing of other websites should be done in such a way that hacking of userà ¢Ã¢â€š ¬Ã¢â€ž ¢s private data is not possible. The website should be planned carefully so that the customers satisfy and improves the loyalty. The services provided by the internet banking like online dealings should be managed effectively by the bank administrator. Why is this work important? (What contribution to knowledge / originality is involved?) The conventional banking sector holds several concerns and issues regarding speed of service delivery and much waiting time for the consumers due to the inability to have soft copy about the details of consumers and proper coordination. The distance of the bank and complicated process is another major concern that has been reduced and eliminated completely by providing faster services and elimination of the major concerns of conventional banking services through the Internet deployment. This has reduced the distance and waiting time of the consumersà ¢Ã¢â€š ¬Ã¢â€ž ¢ ultimately aiming to improve the level of satisfaction. Thus the loyalty of the customers will be increased by retention and thus the growth of banking will augment. Thus, the current research will be beneficial for the banks trying to upgrade the technology of internet for providing the banking services with latest expertises such as E banking, Mobile Banking etc to improve the retention of the customers and allo w growth of the banks. Methodology Sources of data: Research Methodology is used to realize the concept of the project. By the research method one can know the products of analysis and also the total process of the project. Various research methods are explained by the researcher in the research methodology to find the aims and objectives of the research. For completing the project effectively a variety of research methods are discussed. For collecting the data that helps in completing the project successfully Primary research and secondary research methods are used. The data is analyzed and then results are made after analyzing the collected data. Some of the research methods are commonly used for any research process. The various research processes are Experiment methods Survey methods Observation methods Case studies method Literature review The research methods used for the successful completion of this project are Qualitative research and quantitative research or Primary research and the Secondary research or literature review has been employed as the major methods to collect the data required to accomplish the project. Primary Research: The primary research is the method of collection of the information for some particular purpose. Te data can be collected through his method is very eminent to accomplish the project theme. The data through this method can be obtained by 2 different methods such as interviews conducted on a personal basis and the individual observations. The primary research in the current project both qualitative research and the quantitative research has been exercised in the form of personal interviews and the questionnaire survey. This approach also ascertains various benefits such as congregation of in depth solutions for the queries, applicable for relatively small sample size, accurate analysis of the study, lesser fraction of the refusals compared to other practices. This approach has fewer demerits such as it is costly process, can be biased with the interviewer, time taking and slow process, privacy issues etc may indulge in the process. In the current research project, a direct inter view has been commenced by involving the managers and other experts of major banks like ICICI, Citi bank etc. The questionnaire survey has been instigated by employees, consumers to understand the importance of internet in the todayà ¢Ã¢â€š ¬Ã¢â€ž ¢s banking sector. Qualitative Research Method: [Marshall PA. 2003]Qualitative research method is a type of logical research. The approach of gathering inà ¢Ã¢â€š ¬Ã¢â‚¬Å"depth information during questioning the participants is done in the Qualitative Research. Qualitative research methods are more flexible when compared to quantitative research methods. The indefinable factors can be recognized by the qualitative research methods. Participant research, in-depth interviews and focus groups are the three types of qualitative research methods. The participant observation is used for collecting the data based on the behaviors. To obtain the group data, focus groups are used. For collecting individual data in depth interviews are used. Qualitative research contains very smaller sample size. In the qualitative research mainly the interviews and group discussions are carried out. In this type of research the customer response forms, information or media clips are provided. The current study has employed the direct interview sessions with the managers and experts of banking sector like ICICI, Citi groups to congregate the change of banking from conventional banking to high speed baking and its applicability in current situations. Merits of Qualitative research: It helps in building new theories It uses subjective information Explore new areas of research The questions which are complex to evaluate in the quantitative methods can be examined by the qualitative research method. Demerits of qualitative research: It is expensive Time consuming process The information gathered is limited to questionnaires and interviews. Quantitative Research Method: [Rosnow, R.L. and Rosenthal, R. (2005)]By the quantitative research identifying the relationship among the different variables things, time and performance etc is accomplished. From positivism the data is extracted. For answering a specific research question the quantitative research methods involve a group of statistical data. To establish the occurrence and quantity of their reactions a systematically calculated sample of participants is asked a set of questions on a survey. In the Quantitative research method evaluation of the suitable events is done by the examiner. This procedure of the quantitative method is primarily determined on the number of the features and associated relationships of the several variables. Sampling methods are utilized for the quantitative research which makes the consumer surveys. In this study, questionnaire survey has been commenced by involving the employees and the consumers who are major banking service users to provide with the valuable solutions in descriptive questions. Merits of quantitative research: Provides high reliability Effective utilization of sampling techniques Demerits of quantitative research method: The exact information is not provided Inability to control the situation where respondents provide the response to the questions in the survey Secondary Research: The secondary research is the process of collection of the data from varied sources that is, it is the process of gathering the data from previously published form of data. The various sources that will involve in the collection of the data are books, journals, magazines, web sites, periodicals, trade stats, white papers etc. the secondary research can be again divided as external research and the internal research. In the current project literature review has been employed as the major secondary research that will work out to know the opinions and views of various authors and experts along with the initial ground work applicable with the identical theme of the project from root. This type technique has several merits such as in depth study from base, availability of large pool of resources etc. the demerits of this approach is that the information collected may be in general form, in accuracy of the collected data, older and outdated data will be available sometimes, novel concep t will have lower material. Anticipated outcomes: The following are the anticipations of the current study: A literature study that will reveal the importance of the internet in the todayà ¢Ã¢â€š ¬Ã¢â€ž ¢s banking sector in the view of various author that has been collected from a variety of sources such as journals, white papers, books, web sites, magazines, texts and the documents etc. To draw the probable conclusions from the study based on the above approach. To accomplish the quantitative research and the qualitative research as primary research that will help to draw the views on the theme of the project from experts, management gurus and other participants. To analyze the results in comparison with secondary research. To suggest viable recommendations for better process of banking. Ethical issues of this work: The ethics are very prominent aspect that has to be considered wile accomplishing the project and especially during the qualitative and quantitative study. In general the ethics shall be validating to all the parts of the project right from planning to completion of the project. The study shall thus be carried without the ethical issues such as unnecessary interruption of the property and ecology or surroundings or the harmful actions towards to partake in the project. The individuals and participants in order to partake shall admit the conveyance to participate by acknowledging the letter of consent as agreement. Thus the ethical issues can be avoided along with the confidentiality concerns and privacy aspects. The research f the current project shall thus be carried out by keeping the ethical issues in view and has to deliver the results without any major concerns and shall be able to forecast the probable issues in prior.